Rand Paul Wants Health Insurance For $1 per day

It could work for people who don’t go to the doctors except for catastrophic care:

Sen. Rand Paul (R-Ky.) slammed Senate Republicans’ healthcare overhaul bill on Friday, saying that it’s grounded in “propping up” insurance companies.

He also called for the creation of a healthcare law that would reduce insurance costs to as little as $1 a day for at least some consumers.

“What I’d like to do is legalize inexpensive insurance, and you should be able to get insurance for $1 a day. I mean, you really should,” Paul said on MSNBC’s “Morning Joe.” “The insurance companies make all the money; all of this is predicated upon still propping up the insurance companies.”

The problem is everyone is trying to come up with a golden bullet. There is no best answer. They key should be to create options, and let the options battle it out. That would also address another political concern.

The biggest concern I have with any healthcare bill is that if it passes and supplants Obamacare, it will have to offer sufficient freebies to make it economically unsustainable in its own way. Then, when the inevitable collapse happens, it will be blamed on President Trump and the Republicans, as Democrats lament how Obamacare would never have collapsed.

Here is a thought. Leave Obamacare be. Let it remain, and make the new bill an additional option that people can choose. It can be a system that removes preconditions. It can be a system that doesn’t charge the elderly for pediatric care, or married couples for free birth control. It can pool risk, and offer cheaper options for care that preferentially covers catastrophic problems. Better yet, offer all of those as different options.

Create a second system that offers superior, more tailored care for less money. Then let Obamacare remain, and even fund it for as long as you can. The Democrats can’t oppose such a system as it is just offering an additional choice, and Obamacare will remain. If you like your Obamacare, you can keep your Obamacare… for as long as we can fund it.

Then convert Obamacare into a tax item which people will see when they fill out their taxes. After all, Roberts already told us Obamacare is a tax. Let everyone see what it costs them, and how it is collapsing. Let popular demand determine one day if it is retained, once everyone else has a superior option.

Eventually the majority of the country will switch to Trumpcare, and have decent, cheap healthcare, and they will see what Obamacare is costing them each year.

Then, when Obamacare goes down as it undoubtedly will, millions of Americans will wipe their brow and thank President Trump for offering them an additional option that allowed them to maintain their continuity of care, and nobody will blame the Republicans or the President for having killed Obama’s signature disaster.

Tell others about r/K Theory, because options are the foundation of competition

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6 years ago

[…] Rand Paul Wants Health Insurance For $1 per day […]

Mr Darcy
Mr Darcy
6 years ago

Brilliant! Not a single thing against it except stupidity and stubbornness. May I send it to my Congress Critter? (BTW, health care is TWO words.)

Dave
Dave
6 years ago

Health care is expensive, and opaquely so, because it conceals generous handouts to the millions of people who receive a lot of care and pay nothing for it. There will be no $1/day insurance until these hidden handouts are abolished.

This shall be achieved by Irish democracy: When middle-class people say “screw it”, cancel their insurance, don’t pay the penalty, show up at the ER when they need care, and throw all their medical bills in the trash. This would force doctors and hospitals to charge up-front for their services, at affordable prices, and give paying customers the VIP treatment while charity patients wait outside in the rain.

Not wanting to cheat the system doesn’t make you a good person, it makes you a chump, because the system is cheating you every day.

Sam J.
Sam J.
6 years ago

“If you like your Obamacare, you can keep your Obamacare.”

Ohhh that’s crafty. I got great amusement out of that.